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Get Quote - See How Much Coverage You Qualify For!

BURIAL INSURANCE UP TO $50,000
No Medical Exam • No Waiting Period

TESTIMONIALS

What Others Are Saying

"Professional, personable, kind"

"I am the proud owner of a Horizon Senior Benefits Life Insurance policy. The Licensed Advisor, Aidan Licata, was incredibly helpful in getting my needs met and choosing the right policy for me. He is a very professional, personable and kind young man. I highly recommend him for your insurance needs. Thank you Aidan."

- Dorothea Adams, South Carolina

"Never pressured me"

"Brian Barber was fantastic to work with. He never pressured me just to make a sale and gave me plenty of time to compare competitors and make my own decision. He was patient, professional, and very helpful throughout the process of setting up my policies. I greatly appreciate his approach and highly recommend using his services!"

- Chasity Sello, Georgia

"Best coverage for the price"

"This is the place to buy life insurance if you're a Senior like me. I shopped around and found the best coverage for the price. Brian was super nice, informative and made the process seamless and worry free. He answered all my questions and there was no pressure. I took the time I needed to decide and when I was ready he made the application process easy and quick. I highly recommend talking to Brian if you need life insurance. Now I can rest easy knowing I won't leave my Daughter with a financial burden when my time comes."

- Charlotte Jenkins-Ingram, Alabama

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STILL NOT SURE?

Frequently Asked Questions

No money is required when you apply. You choose when your payments begin. Our clients are often on a fixed income. We recommend setting up the payment when you get paid next — whether that’s on the 1st or 3rd of the month, or the 2nd, 3rd, or 4th Wednesday.
No — your full coverage starts immediately with no waiting period.
Final expense life insurance is meant to cover:
  • Funeral & burial costs
  • Cremation
  • Medical bills
  • Outstanding debts
  • Leaving a small gift or legacy
We work with top-rated, AM Best A-rated life insurance carriers, including:
  • Mutual of Omaha
  • Aetna / CVS
  • Aflac
  • Transamerica
  • Citizens CICA
  • Gerber
  • Guarantee Trust Life
  • Royal Neighbors of America
  • Americo
  • Foresters Financial
  • AIG Corebridge
  • Liberty Bankers
  • Baltimore Life
  • American Amicable
Most people receive a decision instantly or same-day. An application takes 5–10 minutes over the phone with one of our licensed agents.
Most seniors qualify for $2,000 to $50,000 depending on age and health.
Your plan is guaranteed for life. It never expires as long as premiums are paid.
No. Your monthly price is locked in for life and will never increase, even as you age or if your health changes.
No. Your death benefit is guaranteed to never decrease. Your family receives the full payout you choose.
No exam, no needles, no blood work — just a few simple health questions.
Yes. These plans are designed for seniors, including those with diabetes, COPD, cancer history, heart issues, dialysis, and other conditions. You cannot be turned down due to poor health.
You choose any beneficiary (child, spouse, grandchild, etc.). They receive the full amount tax-free.
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Just a few of the trusted carriers we represent

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